Table 5. Confirmatory factor analysis.

Path Factor loadings CR AVE
PU1 PU 0.721 0.804 0.578
PU2 0.740
PU3 0.817
PEOU1 PEOU 0.714 0.775 0.536
PEOU2 0.681
PEOU3 0.796
PE1 PE 0.859 0.869 0.628
PE2 0.683
PE3 0.666
PE4 0.930
RP1 RP 0.740 0.815 0.524
RP2 0.762
RP3 0.699
RP4 0.693
I1 I 0.749 0.821 0.605
I2 0.761
I3 0.821
US1 US 0.799 0.832 0.622
US2 0.765
US3 0.802
FE1 FE 0.737 0.814 0.59
FE2 0.781
FE3 0.791
RU1 RU 0.763 0.808 0.585
RU2 0.720
RU3 0.808
Fit: X2/df=1.345, RMSEA=0.029, GFI=0.940, AGFI=0.923 CFI=0.980, RMR=0.036, TLI=0.977